Group Personal Accident Insurance

This is the type of insurance that provides coverage for a group of individuals, typically employees of a company, against accidental bodily injuries resulting in death, disability, or medical expenses.

This cover is applicable to the beneficiaries after the accidental death of an employee. Therefore, his or her family will be taken care by the insurer as per agreed terms and conditions.

Employees who get injured during the course of their activities and become totally permanent disabled from their jobs due to accident will be compensated by the insurer to the extent of their lifespan

Employees who get injured during the course of their activities and become temporary disabled from their jobs due to accident will be compensated by the insurer to the extent of the time of their recovery

Coverage available for medical expenses are related to the accident up to specified limits

The coverage is usually provided 24 hours a day, 7 days a week