About Motor Insurance
Motor insurance is a type of insurance policy that provides financial protection for vehicle owners against losses or damages resulting from traffic accidents, theft, or other incidents involving their vehicles. It is compulsory in many regions to have at least a minimum level of motor insurance to legally drive on public roads
This includes private vehicles, commercial vehicles, passenger carrying vehicles, special types and motorcycles (2 wheelers & 3 wheelers).
Types of Motor Insurance
Private Motor Insurance covers only private cars with various levels of coverage
It is similar to private motor insurance but specifically for motorcycles
This type of motor insurance provides coverage for vehicles used for business purposes, such as goods-carrying vehicles, passenger-carrying vehicles, agricultural vehicles, and special types like ambulances and cranes
Its Coverage
This type of cover provides protection against liabilities to third parties, including injury or death and damage to third-party property. It does not cover any damage to the insured’s own vehicle or personal injuries to the insured.
This is the most extensive type of motor insurance cover. It includes third-party liabilities, fire, and theft cover, as well as accidental damage to the insured’s own vehicle.
Comprehensive policies often come with additional benefits such as personal accident cover, medical expenses, and coverage for personal belongings and clothing
Also provides compensation for death or permanent disability of the driver or passengers due to an accident.
Adds-On Features
10% loading on the OD premium
Additional Premium of Tshs 50,000 per vehicle
5% Loading on OD Premium
How to get any one of these insurances
Send your; Motor vehicle registration card (s), identification card (driving license, passport or national identification card and other related documents) for motor insurance covers.
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